And these would generally be 12% so you blend the 8% bank money and the 12% private money to get your rate.. 

Each person who lost their property will need to rebuild their home.

Here’s my perspective based on personal experience.For some context, I’ve been investing in real estate since 2019, primarily in Detroit, while living in California.

I'm considering using hard money lenders or DSCR loans, but it seems like DSCR would be a bit complex.

What is your personal criteria for buying here?

They make their money off of real estate agents, but real estate agents are the worst people to make money off because they are highly unreliable and in and out of the business when the market changes.Their target should be the consumer with higher levels that they can subscribe too for data, since Zillow is linked to the MLS now which makes their data somewhere more reliable.

Geez, there’s so much opinion, emotions, beliefs, and personal experience in this thread.  

I've been informed that completing the course alone may not be sufficient to pass the exam, so I’m seeking advice on how to prepare effectively once I complete it.Currently, my only other resources include a YouTube video, five practice exams, and a textbook.If you have any additional suggestions—whether online or in-person, paid or free—that could help me effectively prepare for the exam, I would greatly appreciate them.

please send me a case example I'd love to read. that's one appraisal. the knowledge I have as a licensed general contractor working with investors from 5 cities at a time all over the country buidling 3 different floorplans I would say trumps one ADU you read about online This is from my own personal ADU that I recently built and recently appraised earlier this year. 

Long story short, it has been over a year and the project remained incomplete and he walked away with the money.