It's the boring places that probably won't appreciate above the rate of inflation that will provide real month to month income. 

I would like a payoff planner that helps me navigate the various maturity dates and interest rates of my (15 due in 5) mortgages so that I gain the best financial advantage when paying down principal balances. 

Basically, flip partnerships suck unless you spend a long time being clear about the roles and payouts, etc.

In this case, you can use Rental Income from the units that you will not be living in and that income can count to help you qualify.FHA rates are going to be lower than conventional for you almost always, but FHA does have a 1.75% funding fee. 

The lower rate or longer term can also make the payment more affordable. 

We cap the rate for utilities and actually added about 10% above our normal average this past year due to rising utility costs in our area for gas and propane.  

So in that a much lower rate of return is acceptable given the safety and certainty level of things. 

Also, there is a need in the marketplace for a co-living PM company that doesn't charge too high of rate. 

We lost a 3% interest rate but sold future maintenance and repair headaches.

For an example, we Googled, "hourly rate for handyman Austin, TX" and got this:AI Overview: As of January 2025, the average hourly rate for a handyman in Austin, Texas is between $25 and $25.28.