Padsplit seems like a neat idea to me, but seems expensive. 

Seems like MA has a pretty good website.

But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

It’s paid off, I would “like” to leave it that way & maximize the cash flow while paying down the heloc between the rental & other income.  

Avoid them like the plague. 

As a student without W2 income, you may need to show alternative income sources like savings, freelance work, or a job offer.

Let me know if you'd like to chat.

Cost Seg studies will put depreciation on steroids and likely lead to a "Tax Loss".  

I was playing with the idea of selling my condo, taking 300k of the equity to put a down payment towards a house listed at 660k.I'm assuming the reno will run $300/sqft and going in with the assumption that phase 1 will run 750k (figure the expansion of the house will have to wait) for the gut reno.I assume/hope (but definitely not banking on) that I will be able to refi in 2-3 years at a lower interest rate; if not for a lower rate.This will likely be a family home for the next 5-10 years at LEAST so investment value isn't quite at top of mind ATM.Questions:Even if it's not for lower interest rate, do you feel it's advisable to refi to remove the 203 loan in the future?

There's a standard syndication that goes out to sites like Zillow, Redfin etc that is included when it is listed in the MLS; hence why people can find properties from across the country.