Personally I’m just tired of spending my time building other people’s businesses and I’ve watched several small business owners I worked for over the years become financially free and  These were typically poorly managed companies ran by men that I feel were less intelligent than me . 

@Ronald Starusnak You would have more sympathy if you were evicting old men it appears.

Has anyone else had experience with any other cards besides US Bank without using one of these middle-men companies that know how to play the game and charge a fee for service?

And for FL and TX, those are definitely low men on the cash flow totem poles these days.

Also because our tax return is so time consuming he does give us a discount off of his total bill which even with the discount is expensive.In summary I recommend Miles but realize I am claiming up front that he is expensive - I suspect few tax men earn a higher hourly rate.Good luck

If someone wants to believe that a hand written letter is gods gift to men they will see it.I have done tests.A professional letter will outperform a professional letter any day.The point of a personal letter is to come across as not a mass mailed spammy letter.

Am I saying never in history of men has a meeting been fruitful?

That sounds great to me but while its hard to disagree with a Ph.D in a bow tie, most economist are like the weather men in our respected cities.

But the reality may be that the middle men are making the most profit – even if not the most profit, the issue is that its an undisclosed amount of money ( hence smells like dishonest/ double dealing behavior).

Manly men, as opposed to girly men).Kegorator, electronic darts, poker table w/cards & chips, BluRay player and a collection of porn, Roku or smart hdtv, gas grill & charcoal grill, suit of armor, life size stand up picture of Marilyn Monroe, .22 cal pellet gun with pellets and pigeon/starling/squirrel bait and a critter count score board, horse shoe pit, firepit with several tons of firewood, that's all I can think of right off the top of my head.