Another option is a personal loan, but positioning it as a home remodel (rather than an investment property rehab) could improve approval odds.

It used to, but it no longer connects to Bank 1.

Quote from @Quinzel Waiters: Hello all I'm new to the Real estate space but I'm working on getting my first off market dealCurrently I'm looking at a heavily distressed property that's priced too high.

Unfortunately you;re in a Blue and tenant-friendly state, but you knew that when you started out.

However, what if you prefer simplicity, limited risk, and are living off of the income? 

I was thinking a bridge loan might be an option , and then refi it later and pay back the bridge loan,  but I'm waiting for lenders to reach back out and run some numbers.

Not easy but well worth it

She has substantial equity and wants to invest with me but her ex (common law marriage) wants 250k to take his name off.

But maybe I've just missed the threads you're thinking about.  

Voice AI is out there and there are impressive demo videos but there’s nothing like a human-to-human trust building conversation.