Great Lakes Credit Union HSBC 70%, for premier clients only Huntington 75% LTV Hurst Lending and Insurance Investment property HELOC in Texas.

[1]    You might want to think about opening 2 FDIC insured savings accounts that have no fees.

He is no longer responsible for insurance, maintenance, or dealing with the realities of renters. 

Living in one unit and renting out the others allows you to deduct 75% of expenses like mortgage interest, property taxes, insurance, and shared repairs as rental expenses, while the remaining 25% applies to personal use.

@Chungying ChuIf you want more liability coverage, ask your insurance company if you can increase it.

Maintain - includes taxes and insurance?

I knew the fire insurance would be CA Fair Plan.  

@Eric Robertson I'm the founder at Obie Insurance.

Explore the possibility of doing liability insurance instead, if you don't have much equity it may be your best, and much cheaper option.  

Out of my 32 properties, I’ve seen insurance rates drop by up to 40% on renewals, and property tax increases are finally slowing down compared to the crazy jumps we saw over the last five years.