I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

There are always some self-righteous individuals who try to appear as very professional figures in this community. 

Gray area interpretation up to individual courts which have rendered seemingly contradictory decisions.  

Requiring the homeowner to replace the pipe individually would seem like a huge octopus of inspections and enforcements and etc.

When they get that commission check That's the benefit of working within a group that is QB'd by a single individual cause any new member gets the benefits already mined by the group.Financing Options: What types of loans or funding sources work best when scaling quickly?

However, the actual deadline would be April 15, 2025 my individual tax payer filing deadline per Rev.

Repositioning my portfolio is the main objective for 2025.

Is this because you had a PM with insurance for this kind of thing or was this a clause in your individual building insurance policy?

My late wife and I held joint interests in a piece of real estate in our separate individual self directed 401k accounts.

I think this will work because this 16 unit will function more like 40 units with 40 individual renters.