I have a W-2 Job, capital saved up for a down payment (or two), and a buy box based on my affordability.

Focus on areas near job hubs and good schools, as they attract reliable tenants.

@Jonathan Small Nice job on this find and completion.

I know a great agent in the area who helped my friend buy in Ogden and did a great job negotiating.

There are a couple of unique tax laws to real estate investors - 1031 exchange, bonus depreciation on certain improvements, Qualified Opportunity Zones, real estate professional status, etc.Make sure that the accountant you interview to understand the above concepts.best of luck!

Those in themselves are great education.Degrees won’t help you much unless you are trying to get a job at a large fund.

I would want to make improvements to all units and increase the rent to market value when the renovations are completed.

Getting a commercial loan can be like getting your first job.

Her income now is SS of around $2400 and a basic 40hr office job that pays all of $17/hr, but she is retiring with this move.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.