If no one is complaining, then until you have some reason to stop him, I guess there's no harm in letting it go.

I'm confident that the net benefit is greater than the net harm.

Without knowing what amount of time you have available as well as more personal information about your circumstance, no one can give you a definitive answer but I will give you a general answer that will hopefully help but with the understanding that you could have circumstances that make the following useless or harmful to you.In general, low interest rate debt should not be paid off if doing so uses funds that can be used to create/generate income and/or equity that exceeds the funds being used to pay down the mortgage. 

I'm still fresh and definitely want to avoid making mistakes that harm my reputation before I grow my legs.

What harm could come of that?

Just to note, there is no harm in keeping it under your personal name until you grow.

Might be forcing a square peg in a round hole, but no harm in finding the right number and trying!

If there is nothing fundamentally wrong... no harm done.

Is there something/a substance we can apply to help loosen the valves?

@Cinda HammHi Cinda,Don't run the Ozone machine with any people or animals in the house.It will harm them, and may kill them as well as well as the smell.Also when it's done it will take a while for the Ozone to abate, so don't rush right in, wait a while.Machine probably doesn't say that, say that, but it's on the web in quite a few places.Good Luck!