Even if a software is free or cheap, it's the time investment getting things set up and then tweaking it for the first few months that is the real "spend".

But it seems like 'nothing' comes for free.  

Please feel free to reach out for discussion. 

Feel free to reach out and we can chat about private lending.

This means that if you pay off the loan too early, then you'll pay a 1-5% fee off the loan amount. paying off the loan early means you either refinance or you sell the property, both would trigger a prepayment penalty to the lender. that being said, you can choose your prepay options, 5yr usually giving you a better interest rate by like a 0.25%, 3yr being most common and standard, and a 0,1,2 yr where you can buy down the prepay to be less years. meaning you pay 1% upfront of the loan amount to get a 1yr prepayment penalty so you're free to sell the property or refi after 1yr. 

Feel free to reach out if you have any specific questions, as an investor or a lender happy to share any advice I can!

Just help with due diligence to see if it can be done (you can do this yourself/free if you have the right questions to ask) on your lot or someone to take you through the entire process? 

Take a bit of that money and invest in learning - go to meetups and the many events that take place related to investing in the city - some for free and some paid.

Feel free to reach out.

Check out FilePlace, where user-created forms are available for free.