I have a LOT of experience with subject to , dating back to the late 1970s early 1980s.I’ve spoken about the history of subject to, the St Germain Act, etc., but what’s relevant today is 1.

When you are looking for a pink dress to buy for your daughter, how would you possibly do it?

In your case, with a history of passing audits and having a CPA who is experienced in IRS representation, you're in a strong position should an audit occur.Regarding audit statistics, the IRS generally audits fewer than 0.5% of individual returns, with even lower rates for those earning under $1 million annually.

Verifying last 2 years of rental history very important!

Study history, learn a bit about it, you may need it. 

When you see low sales prices in history, these are likely local investors.  

She says "Hey, my daughter sent me this link from CL to this home and I am calling to see if this is a real house for rent or if it is a scam.  

Was looking at sold history of some stock on Zillow in sub 300K region and surprisingly the prices have actually reduced since 2023 while peaking in 2022.

But after seeing how it’s starting to stabilize the market, I understand why these changes are needed.We’re not just dealing with hurricane risk in Florida—we’re dealing with a history of fraud and abuse.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?