I’m wanting to be a little conservative right now.

Solid income, and pay increases, often offset "stupid mortgage rules," like the 75% thing that everyone knows is too conservative, or letting departing residence rental income offset that mortgage payment but only that mortgage payment (you can't "use" the "change" anywhere else).

As a matter of fact, I had a discussion with a flipper a few weeks ago that brought this new reg to my attention, he was considering getting out of the business realizing that now he would have to comply, and that it would substantially hurt his bottom line.For me, as a conservative leader, I see it as a positive.

Her father flew combat missions over Germany in WW2, and was very conservative in everything he did for his family.There are quite a few threads on similar topics here.  

He has nightmare stories that are hard to believe, but they are all true and recorded on video.I'm in a small, conservative community with renters who behave better than those in the big city.

As an example oceanfront homes STR's typically begin in the $1M+ range, and more conservative initial SFR investments begin around the $350-400k mark.

@Ernesto, I was conservative with increases at first and my renters were flexible with me as I did the remodeling with them in the units. 

Have you done any detailed research on land availability near Sedona, regulatory issues, builders for the type of property you are contemplating, conservative revenue forecasts based on actual comps, cost of a support network (cleaners, maintenance, etc), cost of utilities?

Also, it is a new build, so maintenance is going to be minimal Rent Numbers:I can rent the house out for 2800/month conservatively (maybe 3k)Loan Details: mortgage remaining: 310,000FHA matures 10/1/2050rate:2.75%asking price:590,000

@Jacorion Williams I always tell folks in your situation about the opportunity I missed by being too conservative and hesitant.