Just creates a lot of additional work for you.If you're worried about loans in the future (assuming rental property) then doing work yourself and not paying yourself will look much better on your tax return and to lenders.If you're marketing to private money investors and saying "hey, I'm making X%, invest your money with me at Y%", then you probably want to explain to them that if you had to start paying contractors for services the X% would really be Z% and here's how it would affect the Y% I'm promising you.Ultimately, your profits are not artificially high when you do your own work.

Originally posted by @Phil Z.: I'm not following Maries advice at all. 1) A Subject-To deal means you pay up all the late fees and missed payments, fix the house and rent or sell it.

Thanks for reading,-Z

Originally posted by @Phil Z.: The bank should be giving you clear title which means all the liens settled at closing.

No need to remove it, simply notify the seller side you have loan approval, conditioned upon x,y,z.

@James Z. - I see it as a personal preference.  

The underlying idea there is make sure you are making contact within all the governing regulations which include but are not limited to Fair Debt Collection, Dobb Frank amendments to Regulation X and Regulation Z.

@Priscilla Z. , thanks for your feedback; have you ever had anyone comment one way or another on the length of your purchase contract (and yes, my apologies, I was referring to the wholesaling field)?

ALL are tear downs NOT fixer uppers ... you might have renters NOW but what about ALL the costly repairs needed $ from A-Z ...

I'm thinking that meeting up with someone established in the REI world and seeking to understand deals in motion will help me wrap my brain around the A-Z of how deals get worked.