@Blake KirbyHere's an excerpt from the Redfin article you referenced:"The metro area with the highest risk of a real estate dip during a recession is Riverside, California, with an overall score of 72.8 percent, followed by Phoenix (69.8%) and Miami (69.5%).

The original poster was talking about a $1M investment to get there which I would say that if someone invested $1M expecting that return 999/1000 times they would lose their entire investment (and that might be generous if it's a 1 in 1000)

Yes. the original lender probably will not but a new lender may- there first question is gonna be what is your exit strategy so be prepared to answer that question.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I originally started as 80% LTV and 12% + 1 point with 3 month prepay penalty 

In general tenants with a credit score worth preserving pay all that is owed.

I believe up to close to 40% down with a 720 or greater credit score on a conventional loan product could give you the best interest rate. 

One great thing about fix and flip loans is that there is no early payoff penalty, so the original lender's commission is not at risk!

Since the LLC doesn't own the rental you're missing out on the asset protection that was originally intended.

I've had one recent multifamily deal in Florida exit with a 32% IRR and one hotel deal in Atlanta refinance and return 110% of the original invested capital through dividends and the refinance and the hotel continues to make regular 16% distributions.