SAC came with the space for a number of chairs.

I have been in corporate america for ~ 40 years and looking at my next chapter - retirement in about 5-9 yrs. 

In addition to reading every single post on this site,do as I do and go to Barnes and Noble, pick a book off the shelf,find a chair, read the whole d**n thing, and thencarefully put it back on the shelf.

The appraiser can incorporate that type of information into an appraisal as "extraordinary assumptions".

Some of the furniture is really big (leather couches and chairs). 

Without sub-meters I think it makes a lot of sense to incorporate as many water efficient appliances as possible.

Let me know.I've already incorporated, and am in the process of finalizing some unanticipated red tape.

Yes, should work fine.Please keep in mind that this is just a single metric regarding leverage (there are other interesting ones such as DSCR, which is basically the same thing except it incorporate all payments to debt service including principal in denominator) and don't forget to do your homework on liquidity and cash reserves.Cheers!

My general rule of thumb is that if you have to ask if you should or should not be doing something, then you probably shouldn't.During my 30+ years in corporate life, one of the things they drilled into us is this: before you say something or write anything in a memo, imagine how it would sound in a deposition.

Given the recent speech from the Fed Reserve Chair, one would argue that this could change the buying power of most first time home buyers.