Running the numbers in Massachusetts

[Joe Ruggiero]

Hey BP Boston! I have a question on running the numbers in Massachusetts. I’ve been basically running the numbers on multi-family B+Hs for practice the past 3-6 months. I always run them assuming I wouldn’t be living in the property even though I plan to house hack. My question is should I be budgeting money each month for electric, water, and garbage or is it possible to have the tenant take care of all these things as long as the property is set up for that? I’m finding it makes a huge difference in cash flow and what I can afford. Let me know!