Hey JulieFirst to answer your question, yes, there a numerous lenders that either don't require reserves or will allow your cash out to act as your reserve. 

There is numerous other real estate investing podcasts that are great.

We listed our property for sale just about 3 months ago but after numerous price cuts, tons of showings, and no offers decided to switch from selling it to renting it.

Running numbers, finding/hiring contractors, walking numerous properties, estimating rehabs, and learning a market is more important. 

@Brandon Beardt - Out of those numerous creative financing options, are there a few that majority of investors rely on? 

I have spent an unhealthy amount of time following and reading numerous FIRE blogs, and podcasts for the last decade, however I am new to the BiggerPockets family and I look forward to chatting with you all in the future :)

Numerous times I've heard these people say their property management company doesn't make them much money.

I'd pass you referrals / mentions to any of my contractors / realtors/ suppliers for free --- I do it here... 

Also, your expectation in the movement of future rent prices (the numerator in the ROE formula) compared to the movement of future home prices (the denominator) can alter your calculations. 

Nestled between Charlottesville and the Waynesboro/Staunton area, Nelson County is populated with numerous craft beverage attractions and outdoor activities, making it a popular destination for weekend getaways, bachelorette trips, weddings, and more!