So, to those who say they just use an application being incomplete as a way to reject an applicant you don’t want...doesn't that anger people A LOT that you didn't give them a chance to complete the application?

I looked it up and people were saying that they would reject the commission and put it towards the closing cost? 

If getting one rejected is the only issue (which will be rare) I'm still all for it.How do utility companies setup thier "ezpay" services?

It is surprising how little push back we get with our rejection letter.

If you walk in with a 20% 2nd mortgage for the down payment you've taken away that comfort and they'll most likely reject the request out of hand because, outside of a foreclosure on your credit, you have nothing to lose if the market turns sour and you walk away.

We continue to influence state and local lawmakers to reject anti-landlord proposals and to pass new laws to protect us, like a rent escrow law to stop the “free rent trick.”

When I offer to make it right, they generally reject the offer.

Anyway, I tried to buy her out but it was just rejected today.

One paper is missing, so DHA rejects everything.October 10 - Papers accepted by DHA. 

That being said, if the loan gets rejected, you'll have an expensive lesson learned.