Another headspin that made my neck hurt. 

If you are looking for information about my neck of the woods, I'm happy to answer what I can and maybe connect you to folks in my face to face network here.

 Last year I was up to my neck in debt from medical bills so they started garnishing my check for 25% after taxes.

Same 400k for a shack in Tempe gets you 2000+ sq. ft. of new construction SFR in my neck of the woods lol.There are still pockets of Phoenix that can be had for flips at good prices, but you'll have to hustle hard to get off-market deals or get in touch with a good wholesaler (Easier said than done of course).

If someone wants to do that, well I guess that's up to them if they want to take that risk, but in ANY major claim, whether its a fire, injury, etc the ins co will investigate the heck out of things and will almost certainly figure out the true story and deny the claim. 

You have to send letters, go talk to the owners, call them and put your neck out there.I'm speaking from knowledge I've gained from the book so take my advice with a grain of salt.Also there was just a post on here where a girl did a letter campaign and got a stunning amount of responses.

You are in my neck of the woods. 

I am already part of a mastermind group in Dallas but would love to meet other investors in our neck of the woods ;-)

I have a friend who is paralyzed from the neck down.

Fraud defined: intentional deception resulting in injury to another person, imposter; a person who makes deceitful pretenses; something intended to deceive; deliberate trickery intended to gain an advantage.