Finding any strategy to deal with increased interest rates, other than paying less money for properties, is in essence a gamble that interest rates will soon come down.

@Ryan Rush This business is full of gamble's and risks, it goes with the job... but I would never get so deep that I would put my family at risk..

Judah, i would rather go with the numbers, if you do them right you know it will work, taking a gamble on how you feel about a property is very risky, you could loose a lot if your not careful. i do agree with @Marvin McTaw, there may be other ways to unlock the value of a property if your gut got you to buy the place and its not quite working out the way you first thought. if you know that an area is up and coming and could raise the value then that would be going with your gut feeling and hopefully it works out, but again i feel the numbers and research of an area before you buy is the way to go.

@Steve Yang  Sorry for the delay....my alerts are going to spam.  

But I view those as a losing gamble.

If you send to many email correspondence to people that don't want them then they'll mark you as SPAM.

To be fair, this is more of a gamble and there are higher risks (but also higher rewards).

At this point, it seems like a gamble to try to predict where the adjustable rate would go.

Since there is no way I can do conventional financing, I joined BP to learn more about creative financing, wholesaling and other types of investing that I can get into with very little cash and or assets.I do have a small amount of cash reserves to work with but absolutely can not gamble with it.

That would classify as SPAM so its not something you could legally do.