Sorry the female in me went to gem analogies.

If you are a Catholic Latina female and want to rent to only Catholic Latina Females, then that's allowed. 

There is no regulating body for contractors.

I'm a female...since birth. 

I state upfront the roommate is male and most of the renters are female, no issues there. 

My way of thinking if it was slipped somewhere in the body of the agreement and not exactly on the term of the lease where lender would look at that should appease most lenders that wants a long-term lease in place. 

Of course, possum have a lower core body temperature = they almost never gets rabies and are not aggressive so let's just say a possum has nothing to worry about if it's caught by me :-)

But it might be easier as a woman, because it's less threatening to find a female stranger at your door. 

If a neighborhood is on the coast, near large bodies of natural water or on a river/stream, flood insurance is generally required, but not always. 

run through it, it breaks down their exoskeleton and removes the water from their body, and then they die.