Conventional loans must always meet either Fannie Mae or Freddie Mac's guidelines, which means you can get creative in how they are structured but all of your creativity is limited to the guidelines which can't be bent or altered regardless of lender.  

I noticed that realtor.com breaks down stats and searches by city, zip code, and neighborhood.

(of course, there may be some code/etc limitations on how long someone might stay/live there, or limitations on what types of trailer/rv/tiny home might or might not be allowed without a permitted septic)....  

Hello BPers, I have a SFH near to Eastern Michigan University ( AnnArbor zip code).

Maybe check your city code and see what they say. 

There are a lot of things here.First, my read on SB9 is that you can build a duplex (either attached or detached) without owner occupancy.Because you can't tear down most SFRs, this is similar to adding an ADU, but it will have difference building code requirements (sprinklers) and be valued as a duplex.If you split the lot there is an owner occupancy requirement.

You declare your foreign income in the US according to the US tax code.

These are professionals with additional training and a stricter code of ethics.

Do you set up separate sub accounts or perhaps just code it in QuickBooks.

Should something adversely alter your investment property, having too much debt without reserves can knock you out of the game forever.