Just out of curiosity, your agent should have all of these recommendations for you?  

Eddie, out of curiosity, how did the WY/TX pairing get matched as such, whereas AL/AL are together?

Just out of curiosity, what does that mean.

It was fascinating to see the polarization in some of the posts.I have a seperate question, and this may be more of a curiosity.

Hi, imputed rates are harder to investigate by IRS auditors than you might think, the probably have a current rate sheet for the month or quarter, but can you imagine going back five years from treasury rates and adding a margin for each adjustment and comparing the to the yield of a zero coupon bond of it's term with additional amounts of pricipal accruing to a balloon payment that is factored in at the time of sale and discounted from the sale price?

We could absorb the loss, while accruing equity.

I use the same piece for the first 2-3 touches then I change the letter to be a bit more personable like "I have sent you a few letters in regards to your home at...." then I will send them a post card or 2 then try using Lumpy mail because CURIOSITY KILLED THE CAT so they will definitely want to see whats in the envelope.  

@Curt Davis Out of curiosity, did you own your house before you got into the turnkey business?  

Just out of curiosity, is the sibling now the legal the owner of record?

It is not clear if the rehab dollars will accrue interest, but that would be customary so we will assume so.