As @Brandon Turner 's personal translator and mind-reader, his answer really goes something like this - only fools and old people use anything but Apple products...LOLOL - am I right, Brandon?  

@Jason Miller l like to cut a separate check because:1 - I don't want to alter my lease agreement.

And it gives you an opportunity to send back a quote and I usually send this message back to them.I am hoping to improve my first impression message and was wondering what I should alter or if this message would not get your business, what would.

Like you I have seen my fair share of litigation over the years and one thing is absolutely certain.. is you will be named in the action.. no matter what LLC trust etc you have it in.. and unless you have multiple arms length partners in these assets the plaintiffs lawyer will take the position that these are just alter ego's etc.. at the Very least you will spend mucho dollars trying to get the personal names removed.So to me personally the liability policy is a sleep well necessity.. now it seems you are focused on cost and your portfolio which is not very big and your only talking about 1k a month not sure what the heart burn is there its just another expense.. would you be happy or think you were getting value if it was just 750 a month..

Your translation of what @Dave Lin posted wasn't correct.

Makes your case that it is not just an alter ego all that stronger.

I would like to think (and grow rich) that that translates as Major Bank Account (heard that at a Guru Seminar on options LOL. 

You agree that you will not attempt, and if you are a corporation, you will use your best efforts to prevent your employees and contractors from attempting to reverse compile, modify, translate or disassemble the Software in whole or in part.

You say that you don't expect much of an appreciation in your area, so, I'd take the profit you've built up and translate it into something bigger and more profitable, instead of just having it sit there.

Did not know that but, here it is.What actually happens depends on how the marginal increase in DTI will trigger an increase in demand (ceteris paribus -- somewhat likely), and how the DTI increase is likely to alter current supply levels (inventory) in the market place.