Some will tell you to provide for and speculate on your buyers closing costs and any fees or expenses incurred by the seller to purchase the property, renovate the property, hold the property or sell the property.

If it is only based on your speculation, than how to do you expect an appraiser to agree based on little or no evidence.

Buying RE for speculative purposes can work out great, but what 2006-2011 showed us is that it can also bite you in the *** too

Hey BP,Just wanted to throw out a speculative question to pose to all of us familiar with the Oakland area.What's everyone's opinion on the time it's going to take for the majority of East Oakland to see the gentrification that we're seeing around West Oakland, Lake Merritt, etc...?

So after gathering all the info from these threads it sounds like he's capturing money from this many different ways (this is all speculative and I have no definitive facts but here are my educated guesses):Kris and/or affiliates own the houses they are selling to you under this turn key program and sell it to you at a premium.They then charge you a $10k acquisition fee fo access to his team.He also owns the closing title company and he owns the mortgage brokerage so he's making commission on all of that as well.He most likely owns the property management company within the markets he sells to his partners.He also splits ALL of the ROI 50/50 including the monthly cash flow with 100% of your money..Is all of this bad, not necessarily.  

Unless you buy speculating on appreciation.

We could speculate all day long about purchase price and rents but without facts, it's all for nothing.

However, not sure I want to live in the foreclosure world long-term, mainly because of the speculative nature (as-is, eviction challenges, etc).

So unless you really speculating on enough appreciation to make up for a negative cash flowing property with a crappy GRM you should sell it.

Assuming that you don't have a massive stack of cash and assets that put you in a position where this property could completely fail and it wouldn't affect you much, planning on appreciation and rent growth is, essentially, speculation.