Hopefully you and I will have a much more productive relationship than your previous experience.  

I have excellent credit, the ability to put 20-25% down and strong W2 earnings.

Buying a more expensive home is counter productive to your investment plans.

Excellent job, I am currently learning more about multi family so that I can come up with an action plan.

What sorts of loan products are available to me?

PS - Scott Meyers is excellent.

Each letter has my cell phone number and I will be taking calls directly, should be intersting to see how this goes.I'm keeping track of mailings on separate lists (type of motivated seller) on an excel spreadsheet and plan to mail out once a month.

This was excellent information for me today. 

This is an even lesser known product than either FHA 203k or Homestyle. 

Thank you for such a wonderful non judgement reply  that is excellent advice .