They gave me an option of 15 years at 5.25% or 20 years at 5.7% that's 460 or so / 406 a month Asking price 62,5002 bed 1 and half bath 1260 sqft .36 lotMAO: 58,400 Estimated Property Value : 73,000Repairs: Next to nothing besides carpet and trimming of the tree Rent 550 My plan is to put it up for lease but with those numbers I don't like it.

When I do reno work I remove the old trim and Remove loose plaster.

I want to replace doors, trim, flooring to increase rents.

I'm in a job I subbed out the gutting of the kitchen bath and LR and I was going to do the trim work after they did the bath drywall and tile floors.  

I am doing a rehab job (rental), and I need NEW doors/trim.  

While I take them to get their nails trimmed and make it a point to walk them frequently I still regret living here with them. 

Replacing all trim 4.

I'm not charging him rent, but he is doing some roofing, plumbing, mechanical and tree trimming work for me. 

Elliot, 30% is way too high for vacancy; trim that down to 16% max (that's high)How did you arrive at 75% LTV? 

First, if the plumbing work required a permit, I wouldn't hire an unlicensed plumber, as they wouldn't be able to pull a permit (and I'll never try to get around pulling permits, as that's a liability risk I don't want to take)...But, if we're talking about work that doesn't need to be permitted -- for example, replacing a trim kit on a faucet, replacing a toilet, etc. -- I'm happy to hire a handyman or a "plumber" who isn't licensed and/or isn't insured.