We have five rentals, but minimal cash flow from them.

If all she is willing to do is authorize you on the account, she is not motivated at all and you are wasting your time.

My crystal ball is cloudy, but to minimize the risks of a possible (maybe likely) negative price appreciation, look at a few things:1.

I ran into my mentor and business partner because I was brave enough to go to networking events and talk to people, despite being scared, not wanting to drive far, and feeling like I was wasting my time.

Either way you either find or create a demand.As for survey and stuff thats basically a waste of money until you are dead set on what you are going to do.

Money can be gained and lost in so many ways... so why not go for something when a person has evaluated the risks and benefits and understands how to minimize risks.

GOALS:Replace my income with positive cash flowHouse hack (or not) in all the places I've wanted to live in the US (and maybe abroad) as a means for growing my portfolio after my income has been replacedDevelop really great relationshipsBuild a system that can work with minimal input from meMaintain frugality (MMM)Change my lifeLongterm - Invest in neighborhoods that need a liftLongterm - Provide shelter for homeless families and runaways

The diversification of industries here among the healthcare, education, energy, technology, and finance sectors allows for a strong economy that grows steadily year-on-year and suffers minimal impact from market hits.The potential to fix-and-flip is high here, as well as the opportunity to BRRRR.

No sense in wasting time on people who don't meet the basic criteria.

In 2-4 years I'd like to expand that to include single-family residences and land.GOALS: Replace my income with positive cash flowHouse hack (or not) in all the places I've wanted to live in the US (and maybe abroad) as a means for growing my portfolio after my income has been replacedDevelop really great relationshipsBuild a system that can work with minimal input from meMaintain frugality (MMM)Change my lifeLongterm - Invest in neighborhoods that need a liftLongterm - Provide shelter for homeless families and runaways