I do want to keep it as a rental but right now i want to make a fast nickel instead of a slow dime.

Save a dime, spend a dollar

I do feel that most investors nickel and dime themselves WAY too much and overcomplicate everything.

 $60k is a big chunk of change, depending on how you have your coverage structured and if the loss is covered etc, and if its roof or mechanically related, you might get some nice capital improvements by filing the claim on the insurance dime -- will just have to weigh the pro's / con's and the financial aspects of your different decisions available to you.  

They will have a lot of valuable information and it won't cost you a dime. 

A lot of realtors claim to be property managers  but never put a dime in to marketing your home or are unavailable for showings.

Suck it up,  your not going to save every single dime.  2.

Wouldn't you like to be compensated accordingly.If you are nickle and diming over a builders risk policy maybe you should reconsider whether it is worth it to you to be an investor.You are looking to pocket thousands and you are having a problem with paying a few hundred to protect your assest.That picture is a little cloudy.Not meant to offend, but to understand.

Your experiences, good or bad, would greatly help the community as I'm sure many of us are on the fence debating if these programs actually produce the results they promise or just send the gurus on lavish vacations on our dime. 

If I send out another 500 mailers they're not nickel and diming me over it, and, in the grand scheme of things I feel that the call service fee is relatively insignificant if I'm getting in front of sellers and closing the deals.