. ;-)In Atlanta, for example, city/county liens are treated the way the credit bureaus do: They fall off after 7 years.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Some people use their IRA to fund fix and flip's and keep the profit in them tax free. 

At least 2 US credit scores required to qualify.

Did you inherit this home with a step up in tax basis or will you need to pay taxes on any gains if you sell?

That means creating a clear budget, forecasting cash flow, and maintaining a detailed financial model that tracks both the current and future performance of your portfolio.Tax Optimization & Risk ManagementBeyond financial clarity, strategic tax planning and risk management are essential to safeguard and grow your real estate investments.

The 15% tax hit is a one time expense, versus 4.3% is annual interest.

My tenants had late payments, but they were eventually made whole—credit where credit is due.Another standout moment was in 2021 when a major winter storm hit the area.

They also like the tax benefits associated with ownership.I've taken both approaches and have benefited from each.