Or a legal perspective?

Hi @Heather Bailey something to consider with this is legal mother/daughter may not mean legal duplex. 

But guess what, rates WILL drop in the next few months/years and most markets will explode after that IMO.If I had 25K I would look into B or B+ (specifically with schools above 5 greatschools rating, and moderate to low crime rate confirmed by heat map and frequenting businesses there) areas within 25 minutes driving distance from my home for a SFH. 

One question that you may not want to post here for legal reasons, is how much are you paying your PMC?

They often offer updated owner records, pre-foreclosure data, and more targeted lists for specific markets.

i wouldn't tell you where you should move since i don't know you.also, a lender would be in the best position to advise whether you qualify for a specific loan. 

Was it a specific moment or just a long-term goal?

I am just learning the Bigger Pockets platform and the easiest way to specifically connect with those who have actually invested in this fund.

A good property manager will help to keep you out of legal trouble and also be a much-needed buffer for your new neighbors, who could turn out to be psychos. 

My point is cash has no exclusivity on being legally clean and far from it.