Zac,Not trying to sway your passion, but have you thought about clinic ownership?

Refinancing is a PAIN in the but.

My acct in Balt. said to me “I have never seen such pain in so many clients!”.

End of year was painful and I am back to looking at a more comprehensive solution.  

Look at it as an ounce of pain or a pound of regret..you're not going to win every offer and every prospect isn't going to check out.

I've dealt with six or seven property managers in PA in the past, (for 14 years), and this is the first instance I've ever received this pushback. 

@Maureen M.Working with the local government can be a pain, as you are finding out.

ADU was the biggest hype last decade and a huge disappointment for many, especially in CA. 1- big pain in the a$$ to get approved and then built. 2- super expensive in CA.3- often it reduces the value of the main home on resale, because most people want a normal private home and not some white elephant with a weird back cottage or no garage due to ADU.  

It is helpful to know that those growing pains and close calls/huge frustrations can still amount to gold.

The house needed some work which normally would have been a pain for me but after close HomeRoom did everything.