I wouldn't recommend an ADU and take that money and invest it where you can pull capital out faster. you can do much better.

Yes, they can dispute the charge and then the CC company will have to open a dispute that you will have to answer to attempt to get your money. 

So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

So your super basic P&L may look like: $30,000 Rents-$3,000 insurance expense -$9,000 interest-$3,000 taxes-$8,000 operating expenses-$14,000 depreciation ----------------$7,000 loss on paper for the year  so negative taxable income But remember- $14k of that (depreciation) was something we didn't actually spend money on- so cash in bank at year end would be $7,000. 

For me I think it depends on how much money you have invested into the home and for how long?  

I am looking for a private money lender to partner with on this deal and possible future similar deals.

It would be great to connect with like-minded individuals and support each other in our real estate endeavors.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

A good condo board should be saving money for larger projects as they are known in advance (eg every 25 years you need a new roof). 

Here’s some guidance to help with your next steps:Hard Money Loan: Hard money lenders can often cover both the purchase price and some rehab costs (up to 70-75% of the after-repair value or ARV).