Good afternoon from Texas.

My plan is to host the semiannual retreats at kid friendly places (like Great Wolf Lodge) so that the dads or other family can play with the kiddos while the moms are in morning meetings and spend the afternoons/evenings with our families. 

Good afternoon @Nicholas Aiola.

Kislay, afternoon from Atlanta GA.I am also a new investor, currently I am looking to refinance my primary home and pull around 100k.

Good afternoon and happy President's Day!  

Spend an afternoon calling all of them, introducing yourself, learning about their lending parameters, etc.

@Rubin Thomas Good afternoon!

Good afternoon everyone, Please join me Monday February 19,2024 at 6:00pm at Bradenton Motorworks Brewery. 

If you don't have the "dough" you don't have the "go".Based on what you are saying you will need 20% down payment for a rental + closing costs + operating reserves (in cash).Most people will not have this--some will do what they need to do to get it--some will not, some can not.A good first step might be to save up as much as you can for a year in a special savings account--by living frugally for 12 months.Then explore down payment assistance programs in your area for first time home buyers of a primary residence--if you qualify (and the home is in a good area for your 'Family" vs Gunshot Alley, then buy a home for yourself and your family.Getting on the track of being a homeowner will give you some additional strength, after a few years of ownership, re-asses your situation.Or work 2 jobs and save the 20% down, closing costs and operating capital you will need, but if you do that and your wife divorces you for it, then you will be in a worse situation than you are now.In the mean time, [1] read Rich Dad Poor Dad, and [2] have fun with your family doing things together (while you have the time), rent a boat for an afternoon, go on a pic-nick, hike in the woods, etc...

One of them is just laziness.