Discover the hidden (or misunderstood, rather) gem of using cash value from a whole life insurance policy!

But if you're going to take a 30% hit, you better be getting a phenomenal deal with lots of hidden intrinsic value when you make a purchase.

Sometimes talking to locals or joining real estate investment groups can uncover hidden gems.

The numbers look reasonable for the area, but I would love to get some advice on hidden costs and what numbers to research (aside from reno cost) before putting in an offer. 

We're interested in small B/C class multifamily properties (2-4 units) in the $200-$325k price range that has potential to reach 10% COC, with special interest in exploring hidden value opportunities via renovations/upgrades.

Found on the MLS and presented by my agent as a hidden gem.

Any way it came out after being fast talked by my landlord not leaving me an opportunity to speak, that she had been the one that charged me through her own pet addendum (a slippery small paragragh hidden with massive Aparments.com lease.

Any hidden costs you would add to this list? 

Hidden rooms are really easy to build and can be a huge conversation piece. 

Are there other hidden costs or “upsells?”