It is going to be very hard and difficult to break your habits.

Several times already, my realtor has called the seller or seller's realtor with our offer price instead of submitting an official offer. It seems like that could be good, in that you get an answer without having to d...

First of all try to make it as a habit "no happy feelings before the contract got signed by both parties".

It can cause financial harm to the seller.

Once you own a rental you must kepp it habital for the tenant, meaning always having working furnance, hot water, a roof over their head, etc...A down payment for onwer carry is whatever you can negoiate.

mid west rentals from turn key companies that work the top end of the market are doing quite well. its these bottom barrel outfits with low end rentals that continue to cause investors financial harm

Folks often fall into lifestyles and habits that bring them peace and comfort.

Co-signer or not, if they don't have a job and can't get one quickly, the rent can't / won't be paid.Still may be a good idea to get a co-signer, but I'd put primary focus on employment history and bill paying habits as seen on credit report from when they were fully employed.

Otherwise, if the rehab is minimal to bring up to habitable conditions, you may make an offer of $80k or sub2 or wrap.

But as a buyer I am entitled to protect my earnest money to the best of my abilities and so there is no harm in doing that.