Sellers of a $339,000 home learned they had to pay off $20,000 in energy upgrades because the buyer wanted to finance the sale with a government-backed loan.

I'm wondering because of the housing shortage if the federal government is offering some low interest loans for this type of development.

Another caveat: there are a lot of STRs out there that are breaking HOA/local government/state/federal laws or strongly bending the rules, and I'm looking for people who did not do that or who mitigated risk there. 

The key IRS provision that governs this is in Section 469, which outlines the passive activity loss limitations.

The government has set it up so that if you use some good accounting strategies you can avoid payment of tax for your life. 

While I believe anyone can joing CU's (unless they choose to stay private) they could have special considerations, like government employees/servive members where collections are a walk in the park so to speak.

Here is the breakdown: origination charges, appraisal, title fees ($4.3K), taxes and other government fees ($4.7K), prepaids including insurance, interest, taxes ($2.9K), initial escrow payments ($1.8K), other including realtor admin fee and owner's title insurance ($500).3.

The landlord may be planning on making it their 2nd home or any of numerous possibilities that the government removes with any law that changes that.  

Attic insulation is one of those things that I am not sure how much practical effect there is, I only add attic insulation whenever the government subsidizes the cost, and after it's done I don't see any cost saving in my utilities bills (student rentals). 

Hi @Troy Kehoe, I always point my clients to the city government development department when determining what pool protections they need to put in place.