For me anyone with a fico below 560 is probably a life long deadbeat, and anyone with no credit file, probably is also a dead beat, but they could have no credit for many reasons other than their lack of credit worthiness, so I assign 25 gamble points to the no credit renter and treat them as equivalent to a 585 fico.

That said, in many circumstances it might help. it's a gamble at best imoI also assume this is for a retail primary home, if it's for an investment house then I really hate this idea.

I gambled on the cheap solution and lost.

If I give a free month as incentive I am guaranteed the lose of $3500, if I take the gamble and not collect the deposit, I’m hedging my bet that the tenant wont trash the place, and therefore less likely to lose $3500 bucks. 

So my request does anyone here have ANY facts at all that prove this company is fraudulent?

I took the gamble and got it 101k and made it work for me.

I much perfer to be conservative rather than gamble.

If manufacturing comes back in my lifetime, I'll be happy, but I'm not holding my breath or gambling my future.

If I want to gamble, I'll go to Las Vegas.Mike

Rest assured there are other expenses, and if your deal only works with a low amount allocated for expenses, and you don't have reserves to cover the others when they come up, you're going to be in trouble when something happens.Those have been around a while know I sometimes compare investing to gambling.