EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

There are markets today, even with high rates, that are cash flow positive and do have great appreciation. 

I try to help and educate people.

The whole point of a cash offer is speed and certainty - if you can bring a pile of money to the closing table today, I dont have to worry about you not getting the money to close. 

We had a light rain last night, but today It's sunny. 

Guaranteed Returns: A fixed 7% is impressive in today's market and provides predictability unmatched by most investments.2.

Bigger Pockets is a great place for education and networking. 

And, FMV on 1/6/25 is not FMV today because now you don't have a lot in an established neighborhood, you have a lot in a disaster area which comes with the challenges I listed above.We built about three dozen "fire lot" homes after our fire--all lots acquired off MLS or from owners that came to us (we didn't market for lots), and not at a price that anyone would call a "discount". 

I’d love to connect with local real estate agents, lenders, and contractors who can help me navigate this journey.I’m continuing to educate myself on finding, analyzing, and financing deals, and I’m excited to hear any advice or recommendations the community has to offer.Thank you for reading, and I look forward to connecting with many of you!

Appreciate the input and i am more certain today than yesterday about my next steps.