Bank run in other countries happened because of currency devaluation and/or tightening monetary condition as well, so it's not really a unique issue but a well predictable outcome. 

The job market may cool off, the FED wants to see unemployment rise, what the auto market and wall street are doing is not so relevant for the housing market.Real estate tends to go up during inflation (as the dollar devaluates, it preserves its use value) and usually is also relatively immune against recessions for two reasons.

But, since we have a all but constant inflation, that also means a steady devaluation of each $ "in the flow".

I’d guess if it makes sense, and won’t devalue your property, you’d want an attorney to draft an agreement identifying what they could and could not do.....I have no idea what to look out for, but the right attorney would.Just checked.....google has some interesting articles on it, seems pretty common.  

You are correct many lenders have pulled back from this product - especially in CA - as lenders are trying to insulate themselves from market devaluation that may be possible. 

However if it won’t devalue the property for any new tenants, that works for me.

The amount owed would of been covered in our original agreement instead because of the devaluation they wanted me to bring $28,538.42 Cash from Borrower at Closing AND perform a Fix N Flip on my Brick House thats 80% complete. 

I do not want to devalue anyone's experiences or considerations so I would say factor these items into your investment strategy as you see fit but it should not be a lingering consideration that prevents you from getting into the game. 

(Not sure if that is going to scare retail buyers and ultimately devalue the properties ARV??)

This company lies about everything and works with appraisers at appraisal management companies who devalue properties in neighborhoods where people of color reside.