A refinance later will have extra costs if you maintain FHA, but be cheaper on closing costs converting to conventional later, but conventional loans usually have higher rates.

Otherwise, all of the comments I read when I did spot checks seemed appropriate even if they're not conventional suggestions.

Start working on your credit score and research financing options, including FHA or conventional loans.

A SDIRA cannot be a down payment on a conventional/FHA/VA type of loan.  

Hey @Philip Jones.First, most lenders do NOT require property management to do a DSCR loan or conventional loan. 

If you don't sell the 1st lien off, its a lot easier for the borrower to get refinanced out into a conventional loan in 24 months at only a 80% or less LTV (depending on appreciation and market values).I think we can agree on one thing though....no matter which route you go, you have to treat it like a business.  

The buyer was seeking a conventional loan. 

I'm considering refinancing my current VA loan, which has a 5.6% interest rate and a monthly payment of $3,200, into a conventional loan.

Conventional, UWM Rate: 8.00%Lender Credit: $62030 Years Fixed You have to consider that a conventional loan does not have a Prepayment Penalty.

conventional How did you add value to the deal?