Did I have to sleep in my car a couple nights because I didn't have the money for anther room and couldn't check in to the command properly because it was the weekend, yes.

Quote from @Cara Murray: Hi Jack-My biggest concern would be that multiple units on 1 lot does not appraise the same as 1 house/1 lot.

They don't count profits on each car as income then pay taxes on that.

Quote from @Cara Fazio: I just had tenants move out a week ago and have incurred some significant expenses getting it cleaned and ready for new occupants. 

Mechanical trouble with the car, a family emergency, reduced work hours, a bad health event, and 17 other common life issues could throw her off track and turn her from a tenant that barely scrapes by to a tenant that stops paying rent and drives you into the poor house. 

Thanks @Cara Sides @Andy Eakes Im an active investor in the Tulsa market and I currently live in La Mesa.

Look into a cash out refi where the bank takes a lien on the car as well as on the house, and the bank directly uses proceeds to pay off the car loan and the credit card so it knows they're paid off.

We know who has what car as we get that information when we get a new tenant so I would recommend you do the same. 

You have an advantage over a lot of other folks right now in that you are living for free which gives you a golden opportunity to be able to pay off your car as quickly as possible and boost your savings account.

@Cara Lonsdale understoodThank you for the clarity