RE Newbie, what financing should I use at my age?

[Payten Mox]

Hello all!

    I am a twenty year old looking to get into real estate. I've been doing major research along with looking through BiggerPocket's videos and forums. I'll give you guys a quick rundown on my situation. Feedback on how I should go about starting or any general advice is encouraged!

I am in the South Bend, IN 46616 area and parts of the neighborhood are up and coming. Houses are flying up for sale all over because of the foreclosure rate! Now I am only making 15/hr @ 40 hours a week, and I plan on going back to school to get a better job to help build my portfolio. I want to either house hack, or do a fix and flip just to get extra money coming in. I know it is extremely difficult to get lending for someone who has no experience but I am determined to find a way. I am going to have to work a few months to gather any funds for an FHA. My only financial responsibilities are a financed car(huge mistake), car insurance your usual basic essentials. Right now I am living rent free but in the future I'll have to pay at least 200/month. A few months I will be refinancing my car to get a lower payment. Other than that, I would have 6 months of saving 800+ dollars. How would you recommend I get started with my first "fix and flip" or if I can even do a fix and flip. My credit is in the 650 range on CK but my FICO8 is 720. Really, what are my options?