Market conditions also play a role, including the availability of contractors, appraisers, and lenders.

They tend to get people to attend their seminars that have no understanding of RE Investing and think that they have to "pay to play".  

I've been playing with amortization calculators and have seen you can pay off 1/3 of the mortgage and reduce 2/3 of the duration.

I think there's a fair amount of play in the budget for what needs to be done.  

If they don't you personal financial situation plays a bigger part in securing a loan. 

Most of our investments we look at IRR (time value of money) to determine which investment is a good fit for us at this time - which factors in returns, risk and time of investment - is it a short term investment we want to get appreciation play or long term fixed income investment.

Although I won't have time for lunch or dinner on the 10th, I am available for coffee at The Athletic Club of Columbus or at my office on Parsons Avenue.

Outside of real estate, I enjoy working out at the gym, woodworking and building furniture, playing tennis and doing any and every DIY project. 

Slightly less bookings, way less lead times, prices have dropped.January 2025 is promising relative to how 2024 has played out. 

I think real estate investing has always been a long play whether it be Turnkey or any other route.