Morning Bill,Do you live in DC itself?

Good morning BP,I'm looking to get started wholesaling virtually. 

Does the price, rehab, and ARV meet your percentage requirements after holding costs, closing costs, commissions, hard money fees, permits, & other soft costs?

Good morning!

He did a soft check and said my debt to income would not qualify me for a HELOC... but a cash-out refi with an FHA at 6.5% would be okay with around $100,000 cash-out which would put my debt to income around 56% <yikes, I know>  Since I literally just bought my house hitting the 30yr reset isn't a big deal... especially if rate is micro point lower.  

In the past, I would listen to this book over and over every morning on my walk when I was overwhelmed with projects, problems, and not enough time.

I drove 2 hours to said meeting this morning to walk into a room full of cheerleaders in suits, upbeat music and people dancing around like idiots. 

Good morning, are there any Real Estate attorneys who operate in Northern Michigan on BiggerPockets, that you guys have used or are aware of?

Had a great call with you this morning!

So permits, plans, and impact fees are soft costs and those are not included.