I would not try to press the forgery issue. 

For HUD and Fannie MaeIf you borrow from private mortgage or bank that is not backed by fannie mae you have no relief at this time.https://www.fanniemae.com/portal/media/corporate-news/2020/covid-homeowner-assistance-options-7000.htmlHere are the link from HUD: https://www.hud.gov/press/press_releases_media_advisories/HUD_No_20_042

I think you'd be hard pressed to find anyone with any experience at all, who would tell you it's okay to go without!

If you're just getting started I think you'd be hard pressed to skip over San Antonio based on price of entry alone...Obviously every market is competitive right now but I think you'd have a better shot here especially being an out of state investor.

So press print now!

I am finding that some press reports are claiming a crash but prices nationally are close to flat (less than 5% down).

These days though, you'll be hard pressed to find someone who will give you a revolving credit line on a house that is not your primary residence!

I will remain patient, but I won't be left out the loop, and have this deal operate in the shadows.I plan on calling my agent tomorrow and pressing him in a professional manner as to what he may know and when we can expect to close on this deal.Updates to come, thank you all for your sage recommendations. 

@Lana Lee I really love that idea, but unfortunately, I am pressed for time and money currently.

And Do That, scan the check, call the press, show them the checks.Rinse and repeat.