Instead, we are left with high levels of new arrivals into the state making our real estate market go bonkers (which kind of makes finding deals tough, which stinks)That said, there certainly are some bad apples here (as there are everywhere) and I am glad when they get their hand smacked.

Just search my full name in Spotify or Apple podcast 

Now, there are bad apples in every bunch.

The location and layout of the property was incredible - right in wine country, flooded with thousands of tourists each year for apple season, an hour from Lake Tahoe and Sacramento, close to the highway, right down the street from the grocery store, and so many outdoorsy things to do around the area.

Its apples and oranges I understand that.. but you know us point junkies..

You can however take a different terms like 30 year fixed, 5/1 ARM or even a I/O interest only fixed for the first 10 years of the 30 years. 

Austin has some powerhouse attractors in the Tech industry (Tesla, Google, Meta, Amazon, Oracle, Apple, Samsung, Dell, etc) and San Antonio simply does not have the same number of big name players.  

Local credit union. 80% LTV, 25 year AM, 2 years IO, 5 year term.

@Chris LoShop it around, be sure you are comparing apples to apples, there a ton of other fees that needs to be considered.

That’s comparing apples to oranges