Because economies are run by humans, with all of their social and psychological baggage and instinctual tendencies, mechanisms must exist to both encourage and restrain action and activity.

First response would be to fire but might need to step back look at whats going on in a calm and cool fashion. 3K does seems a bit excessive, with a ghost contractor, need to dissect more.I've learned you need to babysit your PM's and contractors, its just part of the business.

Facts are facts -- they'll teach you the same facts in relatively the same fashion at most schools and cover 80% of the material.

My wife works in fashion and we currently live in NJ, but we aren't ruling out a move to California or even Spain in the next few years. 4) Stress - My friends that own homes are CONSTANTLY bitching and moaning about "mowing the lawn", "shoveling the snow", "cleaning the gutters", "replacing the *insert expensive thing here*".

Worked in fashion for awhile then switched over to interiors and travel.My wife and I are currently in the process of buying our first vacation property, which we're super excited about!

Fashion Design, Art.If you were studying Egyptian Basketweaving, I would agree that continuing to add to your debt may not be the best life choice.A Business degree can provide a wide variety of opportunities, not the least of which is the networking that has been mentioned before.Real estate is awesome, and there is nothing that says you can't start now, while you're in school.

Not that they are bad investments, it just would be hard to do them in true turn key fashion.

The median is still the best measure of central tendency for these types of data regardless if we were talking a size of 300 million. 

Definitely not a scam, however, I am a big fan of the self directed versions of a 401k where I am the administer and in control of the investments (which are all in real estate in some sort or fashion.).

Some millionaires are self made, some got their money the old fashioned inhieritance, some started with nothing, some with parental help.