There are no hard guidelines since it is non-QM so every lender will have different options.

You will need to provide a notice of pay or quit and typically your lease allows you to apply late fees at that time. 

City of Tampa typically isn't too unreasonable.

Smaller cities in the surrounding areas of Madrid, like Torrejon, Guadalajara, San sebastian de los reyes... etc always present some cash flowing option.

The cheapest/potentially no-cost option is just doing public records searches and contacting owners directly.

What I was looking at also suggested to give them the option to use ride share with me or they drive themselves.

The primary goal of cost segregation is to identify components that are not real property and therefore can be depreciated faster (typically over five, seven, and 15 years).

Hi Cherry,You can generally include appliances in a cost segregation study if they have a depreciable life of less than 20 years, as these are typically classified as personal property.

But if they stop paying, you stll have to do an abbreviated foreclosure to get the property back.May want to do Lease-Option, where they lease the property for X years, with the Option to purchase at a contractually agreed upon price.

Keri - you may also want to check into Fidelity - they have great bank account options - both business and personal - with $0 min, $0 fees including no wire transfer fee and no limit on the amount of money you can transfer.