Don't know your new financial advisors training, background, or bias but most "financial advisors" are either (a) stockbrokers disguised as financial advisors (b) insurance salesman disguised as financial advisors or (c) financial planners with heavy education and knowledge of stock market, bond market, annuities, tax planning, estate planning and wealth transfer with very little or no knowledge of real estate investing.  

Sat & Sun 8/27 & 8/28/16Oakland Scottish Rite350 Real Estate Summit Networkers goingWhere I am going to be this weekendAnd of course my personal Favorite group:https://www.meetup.com/PacificNWRealEstate/I maybe a little biased, but if you want to meet the best people in the area they tend to be at my meetup, or know the people who come to my meetup.Answer to #2:It may seem sometimes that everyone is a flipper but there are enough landlords around that we have some advice to share.  

Do let me know when you change genders!

So historical prices have created a bias for me against these deals as I plan to hold long term and I am concerned about the next crash, but the market continues to snap back...

But Woodruff is its own animal...super nice historic homes that can trade north of $300,000.I am biased, but I'm big on the area.

Obviously you'll be the best judge of what works best given your situation, but if you found a turnkey company you trust to manage your investments well (which should be the primary focus anyway) you could essentially have tenants buying you a portfolio, which could then support you later.Anyway, that's enough of a ramble from me - clearly I'm biased towards leverage, but only you can judge what is best suited to your current situation.

It's discriminatory because you are biased to wanting a family and are discriminating against adults who are not a traditional family.The Fair Housing Act, which is the federal law governing housing discrimination, includes the following seven protected classes: race, color, religion, national origin, sex, disability, and familial status.I think you are technically right, that normally people get in trouble for discriminating against children than toward them, but better to set up your processes and posts so that you are blame free.

I'm biased, of course, but there's a good reason you keep seeing Birmingham pop up ;)One of our team members recently spent absolutely ages researching and pulling data for an updated report on the Birmingham market for Get Rich Education.

That's also was mostly has me heavily bias away from looking at older properties.  

Survivorship bias is a dangerous thing to build an investment thesis on.And you might be right about a neutral observer seeing opportunities differently.